Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Bryan, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Bryan, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Bryan, TX?

Our Down Payment Assistance program in Bryan, TX provides a financial boost to eligible homebuyers in Bryan, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Bryan, TX

Key Features of Our FHA Down Payment Assistance in Bryan, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Bryan, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Bryan, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Bryan, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Bryan, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Bryan, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Bryan, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Bryan, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Bryan, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Bryan, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Bryan, Texas

One of the key benefits of an FHA Down Payment Assistance Home Loan in Bryan, Texas, is the lower down payment requirement, making homeownership more accessible to first-time buyers and those with limited savings.

Demographically, Bryan is a diverse city with a mix of young professionals, families, and retirees. The city's population is around 85,000, with a median age of 28, offering a vibrant and youthful community.

The housing market in Bryan is currently experiencing a steady growth in property values, making it an attractive investment opportunity. With a range of affordable housing options available, the market caters to various budgets and preferences.

Some of the main attractions in Bryan include the picturesque Lake Bryan, ideal for outdoor activities, as well as historic downtown with charming shops and restaurants. Additionally, residents can enjoy cultural events at the Bryan Civic Auditorium and local farmers' markets.

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sharon@horizonlendingservices.com
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972-347-9224
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