Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Buellton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Buellton, CA provides a financial boost to eligible homebuyers in Buellton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Buellton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Buellton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Buellton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Buellton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Buellton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Buellton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Buellton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Buellton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer several benefits, including lower down payment requirements, flexible credit score criteria, and competitive interest rates. This program enables more individuals and families to become homeowners in Buellton, California, by providing financial support for purchasing a home. Demographics Buellton, California, is a vibrant community with a diverse population. The city has a mix of residents from various cultural backgrounds, creating a welcoming and inclusive environment. The population consists of families, young professionals, and retirees, contributing to a multifaceted community dynamic. Housing Market The housing market in Buellton offers a range of options, including single-family homes, townhouses, and apartments. With the support of FHA Down Payment Assistance, prospective buyers can access affordable housing options that meet their needs. The market in Buellton is competitive, yet the assistance program assists in making homeownership more achievable. Main Attractions Buellton boasts a variety of attractions, from picturesque vineyards and wineries to outdoor recreational activities such as hiking and biking trails. The city's proximity to the scenic Santa Ynez Valley and its charming downtown area with shopping and dining options make it an ideal place to live for those seeking a blend of nature and city amenities.
Benefits of FHA Down Payment Assistance Home Loans
