Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Butte City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Butte City, CA provides a financial boost to eligible homebuyers in Butte City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Butte City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Butte City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Butte City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Butte City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Butte City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Butte City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Butte City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Butte City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Butte City offers numerous benefits to potential homeowners. This loan program allows buyers to purchase a home with a lower down payment, making homeownership more accessible. Additionally, FHA loans often have lower interest rates and more lenient credit score requirements, making them an attractive option for first-time homebuyers. Butte City, California, is a diverse community with a mix of urban and rural areas. The population consists of a blend of different cultural backgrounds, creating a vibrant and inclusive atmosphere. The city boasts a range of amenities, including parks, schools, and shopping centers, making it an ideal place to raise a family. The housing market in Butte City is stable, with a variety of housing options available to buyers. The median home price is affordable compared to neighboring areas, making it an attractive location for those looking to invest in real estate. With the help of FHA Down Payment Assistance Home Loans, buyers can take advantage of these opportunities and find their dream home in Butte City. Main attractions in Butte City include the beautiful Bidwell Park, which offers hiking trails, picnic areas, and breathtaking views of the surrounding area. The city is also known for its historic downtown district, with charming shops and restaurants that showcase the local culture. Residents can enjoy a variety of outdoor activities, from fishing and boating to exploring the nearby wildlife refuges.
FHA Down Payment Assistance Home Loan Benefits in Butte City, California
