Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Caldwell, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Caldwell, TX provides a financial boost to eligible homebuyers in Caldwell, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Caldwell, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Caldwell, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Caldwell, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Caldwell, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Caldwell, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Caldwell, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Caldwell, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Caldwell, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the major benefits of an FHA Down Payment Assistance Home Loan in Caldwell, Texas is that it allows first-time homebuyers to purchase a home with a lower down payment, typically as low as 3.5% of the purchase price. This makes homeownership more accessible and affordable for individuals and families who may not have a large amount of savings for a traditional down payment. Demographics of Caldwell, Texas show a diverse community with a population that values family-oriented lifestyles. The area has a mix of age groups, with a median age of around 36 years old. The city has a suburban feel with many residents owning their homes and enjoying the sense of community that comes with small-town living. In terms of the housing market, Caldwell, Texas offers a variety of housing options ranging from historic homes to new developments. The market is stable, with moderate home prices making it an ideal location for first-time buyers and families. The FHA Down Payment Assistance Home Loan provides an added advantage for potential buyers looking to invest in the area.
Benefits of FHA Down Payment Assistance Home Loan in Caldwell, Texas
