Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Calimesa, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Calimesa, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Calimesa, CA?

Our Down Payment Assistance program in Calimesa, CA provides a financial boost to eligible homebuyers in Calimesa, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Calimesa, CA

Key Features of Our FHA Down Payment Assistance in Calimesa, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Calimesa, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Calimesa, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Calimesa, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Calimesa, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Calimesa, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Calimesa, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Calimesa, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Calimesa, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Calimesa, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Calimesa, California

One of the key benefits of an FHA Down Payment Assistance Home Loan in Calimesa, California is the lower down payment requirement. This program allows homebuyers to purchase a home with as little as 3.5% down, making homeownership more accessible.

Demographics in Calimesa, California show a population that is primarily middle-class families and retirees. The city has a suburban feel with a mix of homeowners and renters, offering a diverse community for residents.

The housing market in Calimesa is currently stable with a mix of single-family homes and condominiums. The average home price is around $400,000, offering affordable options for first-time buyers and those looking to upgrade.

Main attractions in Calimesa include the Calimesa Country Club, offering golfing and social events, as well as the nearby Calimesa Community Park, perfect for outdoor activities and family gatherings.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now