Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Calistoga, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Calistoga, CA provides a financial boost to eligible homebuyers in Calistoga, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Calistoga, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Calistoga, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Calistoga, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Calistoga, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Calistoga, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Calistoga, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Calistoga, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Calistoga, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: The FHA Down Payment Assistance home loan in Calistoga, California offers borrowers the opportunity to purchase a home with a lower down payment requirement, typically as low as 3.5% of the purchase price. This program is especially beneficial for first-time homebuyers who may not have substantial savings for a large down payment. Demographics: Calistoga, California, known for its hot springs and wineries, has a population of around 5,000 residents. The town has a diverse community with a mix of professionals, retirees, and tourists contributing to its vibrant atmosphere. Housing Market: The housing market in Calistoga offers a mix of historic homes, modern developments, and luxury estates. With the FHA Down Payment Assistance program, more prospective buyers can access the market and contribute to the town's thriving real estate scene. Main Attractions: Visitors and residents can enjoy the Old Faithful Geyser, local wineries offering wine tastings, and the beautiful Petrified Forest. The town's charming downtown area boasts boutique shops, restaurants, and art galleries, making it a desirable place to live and visit.
FHA Down Payment Assistance Home Loan in Calistoga, California
