Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Calliham, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Calliham, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Calliham, TX?

Our Down Payment Assistance program in Calliham, TX provides a financial boost to eligible homebuyers in Calliham, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Calliham, TX

Key Features of Our FHA Down Payment Assistance in Calliham, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Calliham, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Calliham, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Calliham, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Calliham, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Calliham, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Calliham, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Calliham, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Calliham, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Calliham, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Calliham, Texas

In Calliham, Texas, an FHA down payment assistance home loan can be a game-changer for many prospective buyers. These loans offer lower down payment requirements, making home ownership more accessible to a wider range of individuals and families. Additionally, FHA loans often have competitive interest rates and lenient credit score requirements, providing more flexibility for borrowers.

Demographically, Calliham is a small and tight-knit community located in Texas. The population is diverse, with a mix of age groups and backgrounds coming together to create a welcoming and inclusive environment. The town has a strong sense of community spirit, with residents actively participating in local events and initiatives.

When it comes to the housing market, Calliham offers a range of options for buyers. From cozy single-family homes to spacious ranch-style properties, there is something for everyone in this charming town. With the help of FHA down payment assistance programs, more individuals can achieve their dream of owning a home in Calliham.

Main attractions in Calliham include the picturesque Calliham Lake, a popular spot for fishing and boating enthusiasts. The town also boasts beautiful parks and recreational facilities, making it an ideal place for outdoor lovers. Additionally, Calliham is known for its rich history and cultural heritage, with historic sites and museums that showcase the town's unique past.

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