Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Calpella, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Calpella, CA provides a financial boost to eligible homebuyers in Calpella, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Calpella, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Calpella, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Calpella, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Calpella, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Calpella, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Calpella, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Calpella, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Calpella, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: 1. Lower down payment requirements compared to traditional loans. 2. Assistance programs available for first-time homebuyers. 3. Competitive interest rates and flexible qualification criteria. Demographics of Calpella, California: Calpella has a population of around 800 residents, with a mix of families and retirees. The median household income is above the national average, providing stability for homeowners. The area boasts a diverse community with a rich cultural heritage. Housing Market in Calpella: The housing market in Calpella offers a variety of options, from single-family homes to ranch properties. Home prices have been steadily appreciating, making it a favorable investment for buyers. With the FHA down payment assistance program, more residents can afford to own a home in this growing market. Main Attractions in Calpella: Calpella is known for its picturesque vineyards and wineries, offering wine tasting and tours for visitors. The nearby Russian River provides opportunities for outdoor activities like fishing and kayaking. Local festivals and events celebrate the community's agriculture and arts scene.
FHA Down Payment Assistance Home Loan in Calpella, California
