Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Camarillo, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Camarillo, CA provides a financial boost to eligible homebuyers in Camarillo, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Camarillo, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Camarillo, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Camarillo, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Camarillo, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Camarillo, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Camarillo, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Camarillo, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Camarillo, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits such as lower down payment requirements, flexible credit score criteria, and competitive interest rates. These loans can make homeownership more accessible and affordable for individuals and families in Camarillo, California. Camarillo, located in Ventura County, has a population that is diverse in age, with a median age of approximately 40 years. The city boasts a mix of urban and suburban living, with a strong sense of community and excellent schools, making it an ideal location for families looking to settle down. The housing market in Camarillo is competitive yet stable, with a range of housing options available from single-family homes to townhouses and condominiums. The median home price in Camarillo is around $700,000, making it an attractive location for first-time homebuyers and those looking to invest in real estate. Some main attractions in Camarillo include the Camarillo Premium Outlets, the beautiful Camarillo Ranch House, and the Camarillo Public Library. The city also offers easy access to scenic beaches, hiking trails, and wineries in the nearby Santa Monica Mountains.
Benefits of FHA Down Payment Assistance Home Loan in Camarillo, California
