Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Camden, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Camden, TX provides a financial boost to eligible homebuyers in Camden, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Camden, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Camden, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Camden, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Camden, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Camden, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Camden, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Camden, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Camden, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
An FHA loan in Camden, Texas offers low down payment requirements, making homeownership more accessible to individuals with limited savings. The down payment assistance programs further help buyers by providing funds towards their down payment, reducing the financial burden of purchasing a home. Demographics in Camden, Texas paint a diverse picture, with a population that includes a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and strong sense of local pride. The cost of living is reasonable, making it an attractive place to reside for individuals of varying income levels. The housing market in Camden, Texas is stable, with a range of housing options available to buyers. The affordability of homes coupled with the FHA loan programs make it an ideal time to invest in real estate in the area. From cozy apartments to spacious single-family homes, there is something for everyone in Camden. Main Attractions in Camden, Texas Camden, Texas boasts several main attractions that draw visitors and residents alike. The historic downtown area is a hub of activity, with charming shops, cafes, and cultural landmarks. The local parks and recreational facilities offer opportunities for outdoor fun and relaxation, catering to individuals of all ages. Additionally, the community hosts various events throughout the year, bringing people together in celebration of the vibrant spirit of Camden.
Benefits of FHA Down Payment Assistance Home Loan
