Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Campbell, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Campbell, AL provides a financial boost to eligible homebuyers in Campbell, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Campbell, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Campbell, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Campbell, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Campbell, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Campbell, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Campbell, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Campbell, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Campbell, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of utilizing a FHA Down Payment Assistance Home Loan in Campbell, Alabama is the opportunity for first-time homebuyers to secure a home with a lower down payment requirement, often as low as 3.5% of the purchase price. This can make home ownership more accessible and affordable for individuals and families looking to buy their own properties. Demographically, Campbell, Alabama is a diverse community with a mix of residents from various backgrounds and age groups. The town has a strong sense of community and pride, making it an excellent place to raise a family or retire in a peaceful setting. In terms of the housing market, Campbell, Alabama offers a range of housing options, from cozy single-family homes to spacious properties with large yards. The market is relatively stable, with affordable prices compared to neighboring areas, making it an attractive location for both buyers and sellers.
FHA Down Payment Assistance Home Loan Benefits in Campbell, Alabama
