Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Campbellton, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Campbellton, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Campbellton, TX?

Our Down Payment Assistance program in Campbellton, TX provides a financial boost to eligible homebuyers in Campbellton, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Campbellton, TX

Key Features of Our FHA Down Payment Assistance in Campbellton, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Campbellton, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Campbellton, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Campbellton, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Campbellton, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Campbellton, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Campbellton, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Campbellton, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Campbellton, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Campbellton, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Campbellton, Texas

Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program offers benefits like low down payment requirements, flexible credit score criteria, and competitive interest rates. It allows first-time homebuyers and those with less-than-perfect credit to qualify for a home loan.

Demographics: Campbellton, Texas, has a diverse population with a mix of age groups, including young families and retirees. The community is known for its friendly atmosphere and strong sense of unity.

Housing Market: The housing market in Campbellton offers a variety of affordable options, from single-family homes to townhouses. With the FHA Down Payment Assistance program, potential homeowners have more opportunities to purchase their dream homes in this charming Texas town.

Main Attractions: Campbellton boasts beautiful parks, scenic nature trails, and local restaurants serving delicious Texan cuisine. Residents can enjoy a relaxed lifestyle with easy access to nearby cities for work and entertainment.

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sharon@horizonlendingservices.com
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972-347-9224
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