Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Canby, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Canby, CA provides a financial boost to eligible homebuyers in Canby, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Canby, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Canby, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Canby, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Canby, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Canby, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Canby, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Canby, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Canby, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans provide numerous benefits to home buyers in Canby, California. These loans offer lower down payment requirements, making home ownership more accessible. Additionally, they often have competitive interest rates and flexible credit score requirements, allowing a wider range of individuals to qualify for a mortgage. Canby, California, is a diverse community with a mix of residents from various backgrounds. The town's demographics include a blend of families, young professionals, and retirees, creating a vibrant and inclusive atmosphere for residents. The town also boasts a strong sense of community and support networks for its inhabitants. The housing market in Canby, California, offers a range of options for potential buyers. From cozy single-family homes to spacious estates, the town caters to different preferences and budgets. The market is generally stable, with a steady demand for housing reflecting the town's desirability as a place to live. Canby, California, is known for its natural beauty and outdoor recreational opportunities. Residents and visitors can enjoy hiking, fishing, and exploring the nearby national parks and forests. The town also has a vibrant arts and culture scene, with local galleries and events showcasing the community's creative spirit.
FHA Down Payment Assistance Home Loan in Canby, California
