Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Canyon, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Canyon, CA provides a financial boost to eligible homebuyers in Canyon, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Canyon, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Canyon, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Canyon, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Canyon, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Canyon, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Canyon, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Canyon, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Canyon, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Canyon, California offer numerous benefits. These loans provide a lower down payment requirement, making homeownership more accessible to a wider range of individuals. Additionally, FHA loans typically have lower credit score requirements and offer competitive interest rates, allowing more people to qualify for financing. Canyon, California, a small unincorporated community in Contra Costa County, boasts a diverse demographic makeup. With a population of approximately 500 residents, Canyon offers a tight-knit community feel. The area is known for its environmental consciousness and focus on sustainability, making it an attractive destination for those seeking a more eco-friendly lifestyle. The housing market in Canyon, California, is characterized by a mix of historic charm and modern upgrades. Home styles range from quaint cottages to spacious contemporary residences. The market is competitive, with a strong demand for housing in this desirable location. The FHA down payment assistance program can help buyers navigate the market and secure a home in Canyon. Main attractions in Canyon, California, include the Redwood Regional Park, a sprawling green space with miles of hiking trails and picnic areas. Residents and visitors alike can also enjoy the Canyon Lakes Golf Course, a popular spot for golf enthusiasts. The community’s vibrant arts scene, featuring local galleries and events, adds to the area's unique charm.
FHA Down Payment Assistance Home Loan in Canyon, California
