Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Capay, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Capay, CA provides a financial boost to eligible homebuyers in Capay, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Capay, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Capay, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Capay, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Capay, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Capay, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Capay, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Capay, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Capay, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Capay, California provide numerous benefits to first-time homebuyers. These loans require a lower down payment, making homeownership more accessible. They also offer competitive interest rates, and the down payment assistance can help reduce the financial burden of purchasing a home. Demographics in Capay, California show a diverse population with a mix of families, young professionals, and retirees. The community is known for its strong sense of unity and support among residents. The area has excellent schools, recreational facilities, and a thriving local economy. The housing market in Capay, California is vibrant with a mix of historic homes and modern developments. The median home price is competitive, making it an attractive location for homebuyers. The market is stable, offering potential for long-term investment and growth. Main attractions in Capay, California include the beautiful Capay Valley, known for its scenic beauty and agricultural richness. Residents enjoy outdoor activities like hiking, biking, and visiting nearby wineries. The Cache Creek Casino Resort is a popular entertainment destination in the area.
Benefits of FHA Down Payment Assistance Home Loan in Capay, California
