Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Capistrano Beach, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Capistrano Beach, CA provides a financial boost to eligible homebuyers in Capistrano Beach, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Capistrano Beach, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Capistrano Beach, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Capistrano Beach, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Capistrano Beach, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Capistrano Beach, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Capistrano Beach, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Capistrano Beach, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Capistrano Beach, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the primary benefits of an FHA down payment assistance home loan in Capistrano Beach, California is the low down payment requirement, making homeownership more accessible to a wider range of individuals and families. Demographics: Capistrano Beach is a picturesque coastal community located in Orange County, California. The area boasts a diverse population, with a mix of young families, retirees, and professionals attracted to its beachside charm. Housing Market: The housing market in Capistrano Beach offers a mix of single-family homes and luxury properties. With the assistance of FHA loans, potential homeowners have the opportunity to purchase their dream home in this desirable coastal location. Main Attractions: Some of the main attractions in Capistrano Beach include the beautiful Doheny State Beach, renowned for its surfing and picnicking spots, as well as the historic San Juan Capistrano Mission, providing a glimpse into the area's rich cultural heritage.
Benefits of FHA Down Payment Assistance Home Loan in Capistrano Beach, California
