Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cassel, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cassel, CA provides a financial boost to eligible homebuyers in Cassel, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cassel, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cassel, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cassel, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cassel, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cassel, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cassel, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cassel, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cassel, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in Cassel, California offers numerous benefits for prospective homebuyers. One of the key advantages is the low down payment requirement, which can make homeownership more accessible for individuals who may not have substantial savings for a traditional down payment. Additionally, this type of loan often comes with competitive interest rates, potentially saving borrowers money over the life of the loan. The FHA program also considers applicants with less-than-perfect credit, providing an opportunity for individuals with lower credit scores to qualify for a mortgage. Furthermore, the FHA loan allows for higher debt-to-income ratios compared to conventional loans, making it easier for borrowers to meet the qualification criteria. This can be especially beneficial for first-time homebuyers or those with limited financial resources. Demographics of Cassel, California Cassel, California, is a small community located in Shasta County. According to recent data, the population of Cassel is approximately XXXX residents. The town has a diverse demographic makeup, with a mix of age groups and cultural backgrounds contributing to its unique character. Housing Market in Cassel, California The housing market in Cassel, California, offers a range of options for prospective buyers, from cozy single-family homes to spacious estates. The median home price in Cassel is $XXXX, making it an affordable choice for those looking to purchase property in the area. Main Attractions in Cassel, California Cassel, California, is known for its stunning natural beauty and outdoor recreational opportunities. Nearby attractions include the scenic Lake McCumber, perfect for fishing and picnicking, as well as hiking trails that offer breathtaking views of the surrounding landscape. The town also hosts community events and festivals throughout the year, showcasing local art, music, and food.
Benefits of FHA Down Payment Assistance Home Loan in Cassel, California
