Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cedar Creek, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cedar Creek, TX provides a financial boost to eligible homebuyers in Cedar Creek, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cedar Creek, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cedar Creek, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cedar Creek, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cedar Creek, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cedar Creek, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cedar Creek, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cedar Creek, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cedar Creek, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: 1. Low Down Payment: FHA loans offer a low down payment requirement, making homeownership more accessible to buyers. 2. Assistance Programs: Cedar Creek offers various down payment assistance programs, helping buyers with limited funds to purchase a home. 3. Competitive Interest Rates: FHA loans often have competitive interest rates compared to conventional loans, saving buyers money in the long run. Demographics: Cedar Creek, Texas, has a population of around 13,000 residents, with a diverse community that includes families, young professionals, and retirees. Housing Market: The housing market in Cedar Creek is thriving, with a mix of single-family homes and charming ranch-style properties, offering a range of options for buyers. Main Attractions: 1. McKinney Roughs Nature Park: A beautiful natural area with hiking trails and outdoor activities for residents to enjoy. 2. Bastrop State Park: A popular spot for outdoor enthusiasts, offering camping, hiking, and picnicking opportunities. 3. Historic Downtown Cedar Creek: Quaint shops, eateries, and a vibrant community make the downtown area a must-visit for residents and visitors.
FHA Down Payment Assistance Home Loan in Cedar Creek, Texas
