Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Cedar Park, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cedar Park, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Cedar Park, TX?

Our Down Payment Assistance program in Cedar Park, TX provides a financial boost to eligible homebuyers in Cedar Park, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Cedar Park, TX

Key Features of Our FHA Down Payment Assistance in Cedar Park, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cedar Park, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Cedar Park, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Cedar Park, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Cedar Park, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Cedar Park, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Cedar Park, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Cedar Park, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Cedar Park, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cedar Park, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Cedar Park, Texas

FHA down payment assistance home loans in Cedar Park, Texas offer numerous benefits for potential homebuyers. These loans provide a lower down payment requirement, making homeownership more attainable for individuals who may not have substantial savings for a traditional down payment.

Demographics in Cedar Park, Texas show a growing population with a median income rate above the national average. The city attracts a diverse range of residents, including families, young professionals, and retirees, creating a vibrant community for individuals of all ages.

The housing market in Cedar Park, Texas is thriving, with a variety of options available to homebuyers. From modern apartments to spacious single-family homes, the real estate market in Cedar Park caters to different preferences and budgets, making it an attractive location for those looking to invest in property.

Cedar Park, Texas boasts several main attractions, such as the beautiful Brushy Creek Regional Trail, which offers scenic views and outdoor recreational activities. The city also features the Cedar Park Sculpture Garden, showcasing local artwork and providing a cultural hub for residents and visitors alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now