Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cedar Ridge, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cedar Ridge, CA provides a financial boost to eligible homebuyers in Cedar Ridge, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cedar Ridge, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cedar Ridge, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cedar Ridge, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cedar Ridge, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cedar Ridge, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cedar Ridge, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cedar Ridge, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cedar Ridge, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer affordable options for first-time homebuyers in Cedar Ridge, California. These loans provide lower down payment requirements, flexible credit score criteria, and competitive interest rates, making home ownership more accessible. Demographics in Cedar Ridge, California, show a diverse community with a mix of young families and retirees. The area boasts a strong sense of community and a range of amenities, including schools, parks, and local businesses, making it an ideal place for families and individuals alike. The housing market in Cedar Ridge, California, is experiencing steady growth, with a variety of housing options available, from cozy starter homes to spacious family residences. The demand for housing in Cedar Ridge is on the rise, making it a favorable time for prospective buyers to invest in this vibrant community.
Benefits of FHA Down Payment Assistance Home Loan in Cedar Ridge, California
