Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Celeste, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Celeste, TX provides a financial boost to eligible homebuyers in Celeste, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Celeste, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Celeste, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Celeste, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Celeste, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Celeste, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Celeste, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Celeste, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Celeste, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loan: A FHA down payment assistance home loan in Celeste, Texas, provides low-to-moderate income families the opportunity to become homeowners with a lower down payment requirement. This type of loan program offers competitive interest rates and allows for more flexible credit requirements, making it accessible for many individuals who might not qualify for conventional loans. Additionally, FHA loans may offer options for refinancing and renovation loans, further enhancing the homeownership experience in Celeste, Texas. Demographics: Celeste, Texas, is a charming small town with a growing population of approximately 860 residents. The community is known for its welcoming atmosphere and tight-knit community feel. The demographics of Celeste include a mix of families, young professionals, and retirees, creating a diverse and vibrant social landscape. Housing Market: The housing market in Celeste, Texas, offers a range of options from historic homes with character to modern new constructions, catering to various preferences and budgets. With the benefits of FHA down payment assistance home loans, more individuals and families can afford to buy a home in Celeste, stimulating the local real estate market and economy. Main Attractions: Visitors and residents of Celeste, Texas, can enjoy exploring the nearby Lake Lavon for fishing and boating adventures, while downtown offers quaint shops and local eateries. The annual Celeste Fall Festival brings the community together for fun-filled activities and celebrates the town's rich history and culture.
FHA Down Payment Assistance Home Loan in Celeste, Texas
