Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Celina, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Celina, TX provides a financial boost to eligible homebuyers in Celina, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Celina, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Celina, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Celina, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Celina, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Celina, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Celina, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Celina, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Celina, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance home loan in Celina, Texas, offers numerous benefits for potential homebuyers. One of the primary advantages is the lower down payment requirement, making homeownership more accessible to individuals who may not have substantial savings for a traditional down payment. Additionally, this program often provides competitive interest rates, helping buyers save money over the life of the loan. Furthermore, FHA loans are backed by the government, offering increased security and flexibility for borrowers. Celina, Texas, is a rapidly growing city with a diverse population. The demographics of Celina include a mix of young families, professionals, and retirees, creating a vibrant community with a strong sense of unity and pride. The housing market in Celina is flourishing, with a range of housing options available to suit various budgets and preferences. From spacious single-family homes to modern apartments, Celina offers a diverse selection of properties for both buyers and renters. Some of the main attractions in Celina include its charming historic downtown area, which is home to a variety of shops, restaurants, and cultural venues. The city also boasts beautiful parks, recreational facilities, and community events that contribute to its appeal as a desirable place to live.
FHA Down Payment Assistance Home Loan in Celina, Texas
