Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ceres, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Ceres, CA provides a financial boost to eligible homebuyers in Ceres, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ceres, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Ceres, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Ceres, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Ceres, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Ceres, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Ceres, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Ceres, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ceres, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Ceres, California offers a great option for first-time homebuyers by allowing for a lower down payment, typically around 3.5% of the home's purchase price, making home ownership more accessible. Demographics in Ceres, California, show a diverse community with a mix of families, professionals, and retirees. The city has a population of approximately 50,000 residents, with a median household income of $52,000. The housing market in Ceres is stable, with a median home value of $310,000. The market offers a variety of housing options, from single-family homes to condos, catering to different preferences and budgets. Main attractions in Ceres include the Ceres Street Faire, a popular event featuring local vendors and entertainment. The city is also known for its parks, such as Smyrna Park, offering outdoor recreation opportunities for residents and visitors.
Benefits of FHA Down Payment Assistance Home Loan in Ceres, California
