Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Chatfield, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Chatfield, TX provides a financial boost to eligible homebuyers in Chatfield, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Chatfield, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Chatfield, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Chatfield, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Chatfield, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Chatfield, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Chatfield, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Chatfield, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Chatfield, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Chatfield, Texas provide a path to homeownership for individuals who may not have the means for a traditional down payment. These loans offer lower down payment requirements, competitive interest rates, and easier qualification criteria, making it an attractive option for first-time homebuyers. Demographics show that Chatfield, Texas, has a diverse population with a mix of young professionals, families, and retirees. The community is known for its friendly atmosphere and strong sense of community spirit, making it an ideal place to raise a family or enjoy a peaceful retirement. The housing market in Chatfield is vibrant, with a range of affordable housing options available to suit different needs and preferences. The market is stable, with property values appreciating steadily over the years. With the assistance of FHA loans, more residents can fulfill their dream of owning a home in this charming town. Main attractions in Chatfield include the picturesque Chatfield State Park, which offers opportunities for outdoor activities such as hiking, fishing, and camping. The town also boasts a historic downtown area with quaint shops and restaurants, perfect for leisurely strolls and enjoying local cuisine.
Benefits of FHA Down Payment Assistance Home Loan in Chatfield, Texas
