Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Chino Hills, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Chino Hills, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Chino Hills, CA?

Our Down Payment Assistance program in Chino Hills, CA provides a financial boost to eligible homebuyers in Chino Hills, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Chino Hills, CA

Key Features of Our FHA Down Payment Assistance in Chino Hills, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Chino Hills, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Chino Hills, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Chino Hills, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Chino Hills, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Chino Hills, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Chino Hills, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Chino Hills, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Chino Hills, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Chino Hills, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Chino Hills, California

FHA Down Payment Assistance Loans provide financial help to homebuyers by reducing the amount of down payment required, making homeownership more affordable and accessible in Chino Hills. This program helps individuals with lower income levels or minimal savings to achieve their dream of owning a house.

Chino Hills, located in San Bernardino County, is a vibrant city with a diverse population. The demographics of Chino Hills show a mix of young families, professionals, and retirees. The city has a strong sense of community and offers excellent educational opportunities.

The housing market in Chino Hills is robust, with a variety of housing options ranging from single-family homes to condos. The FHA Down Payment Assistance program can be advantageous in this market, as it enables potential homebuyers to secure properties in desirable neighborhoods with lower upfront costs.

Chino Hills boasts several main attractions, including the Chino Hills State Park, renowned for its hiking trails and scenic beauty. The city also features The Shoppes at Chino Hills, a popular shopping and dining destination, providing residents with ample entertainment options.

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