Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Chula Vista, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Chula Vista, CA provides a financial boost to eligible homebuyers in Chula Vista, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Chula Vista, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Chula Vista, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Chula Vista, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Chula Vista, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Chula Vista, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Chula Vista, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Chula Vista, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Chula Vista, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Chula Vista offer several benefits including lower down payment requirements, competitive interest rates, and opportunities for individuals with lower credit scores to qualify for home ownership. The demographics of Chula Vista, California, show a diverse and growing population with a strong Hispanic community presence. The city is known for its family-friendly environment, excellent schools, and thriving job market, making it an attractive place for families and young professionals alike. In terms of the housing market, Chula Vista is experiencing steady growth with a variety of housing options available, from modern apartments to spacious single-family homes. The city's real estate market offers opportunities for both buyers and sellers, with competitive pricing and a strong demand for housing. Main attractions in Chula Vista include the beautiful San Diego Bay and waterfront parks, such as Bayside Park and Marina View Park. The city also boasts the Chula Vista Elite Athlete Training Center, a world-class sports training facility, and the Mattress Firm Amphitheatre, a popular venue for concerts and events.
Benefits of FHA Down Payment Assistance Home Loan in Chula Vista, California
