Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cisco, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cisco, TX provides a financial boost to eligible homebuyers in Cisco, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cisco, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cisco, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cisco, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cisco, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cisco, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cisco, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cisco, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cisco, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Cisco, Texas, offer various benefits to potential homebuyers. These loans allow for lower down payments, making homeownership more accessible, particularly to first-time buyers. The assistance program also provides competitive interest rates, helping individuals secure affordable financing for their dream homes. Cisco, Texas, boasts a diverse demographic profile with a mix of families, young professionals, and retirees. The town's population enjoys a tight-knit community atmosphere with excellent schools, making it an attractive place for families looking to settle down. The affordable cost of living in Cisco further enhances its appeal to individuals seeking a peaceful yet vibrant community. The housing market in Cisco, Texas, offers a range of options from historic homes with character to modern developments. The availability of FHA down payment assistance home loans makes purchasing property in Cisco more feasible for buyers with varying budgets and preferences. The market is stable, and property values have shown steady appreciation, making it a sound investment for prospective homeowners. In addition to its housing opportunities, Cisco, Texas, features charming attractions such as the Conrad Hilton Center, where visitors can explore the town's history. The nearby Lake Cisco offers recreational activities like fishing and boating, making it a popular spot for outdoor enthusiasts. With its welcoming community and diverse amenities, Cisco provides a high quality of life for residents.
FHA Down Payment Assistance Home Loan in Cisco, Texas