Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Citronelle, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Citronelle, AL provides a financial boost to eligible homebuyers in Citronelle, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Citronelle, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Citronelle, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Citronelle, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Citronelle, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Citronelle, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Citronelle, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Citronelle, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Citronelle, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Citronelle, Alabama offers a unique opportunity for homebuyers to benefit from an FHA Down Payment Assistance Home Loan program. This initiative provides financial assistance to individuals and families looking to purchase a home, making homeownership more accessible and affordable. Demographically, Citronelle is a charming small town with a population that values community and close-knit relationships. The town has a mix of residents, including young families, professionals, and retirees, creating a diverse and welcoming environment. In terms of the housing market in Citronelle, there is a range of options available, from single-family homes to apartments. The market is stable, offering affordable housing choices for first-time buyers or those looking to invest in real estate. With the FHA Down Payment Assistance Home Loan, prospective buyers have even more opportunities to find their dream home. While exploring Citronelle, visitors can enjoy attractions such as the stunning Stubbs Park, which offers outdoor recreational activities for all ages. The town also boasts historical sites like the Campbell House Museum, providing insight into the area's rich heritage and culture.
Benefits of FHA Down Payment Assistance Home Loan in Citronelle, Alabama
