Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Citrus Heights, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Citrus Heights, CA provides a financial boost to eligible homebuyers in Citrus Heights, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Citrus Heights, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Citrus Heights, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Citrus Heights, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Citrus Heights, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Citrus Heights, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Citrus Heights, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Citrus Heights, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Citrus Heights, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Citrus Heights provide a valuable opportunity for first-time homebuyers to purchase a home with a lower down payment requirement, making homeownership more accessible and affordable. Demographics in Citrus Heights, California, show a diverse community with a mix of families, young professionals, and retirees. The city boasts a population that values community involvement and outdoor activities, creating a welcoming environment for residents. The housing market in Citrus Heights is competitive, with a range of housing options including single-family homes, townhouses, and apartments. The FHA down payment assistance program can help buyers navigate this market by offering financial support and flexible loan terms. Main attractions in Citrus Heights include the Rusch Botanical Gardens, the Arcade Creek Park Preserve, and the Sunrise Mall. These attractions provide residents with opportunities for leisure, recreation, and shopping, enhancing the quality of life in the city.
Benefits of FHA Down Payment Assistance Home Loan in Citrus Heights, California
