Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Clayton, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Clayton, CA provides a financial boost to eligible homebuyers in Clayton, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Clayton, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Clayton, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Clayton, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Clayton, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Clayton, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Clayton, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Clayton, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Clayton, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer reduced down payment requirements, making homeownership more accessible to individuals and families. These loans often come with lower credit score requirements and competitive interest rates. Demographics: Clayton, California, has a population of approximately 11,000 residents. The town boasts a high median household income, top-rated schools, and a diverse community. Housing Market: The housing market in Clayton is competitive, with a median home value above the national average. The town offers a mix of single-family homes and luxury properties, making it an attractive option for homebuyers. Main Attractions: Clayton is known for its picturesque downtown area, hiking trails, and proximity to Mount Diablo State Park. Residents enjoy a variety of outdoor activities, dining options, and community events throughout the year.
Benefits of FHA Down Payment Assistance Home Loan
