Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Clearlake Park, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Clearlake Park, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Clearlake Park, CA?

Our Down Payment Assistance program in Clearlake Park, CA provides a financial boost to eligible homebuyers in Clearlake Park, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Clearlake Park, CA

Key Features of Our FHA Down Payment Assistance in Clearlake Park, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Clearlake Park, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Clearlake Park, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Clearlake Park, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Clearlake Park, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Clearlake Park, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Clearlake Park, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Clearlake Park, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Clearlake Park, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Clearlake Park, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Clearlake Park, California

Obtaining an FHA Down Payment Assistance Home Loan in Clearlake Park, California offers numerous benefits for prospective homebuyers. This type of loan requires a lower down payment compared to conventional loans, making homeownership more accessible.

With a diverse population consisting of families, retirees, and young professionals, Clearlake Park, California, offers a vibrant community with a range of amenities and services to cater to various demographics. The town's serene surroundings and proximity to Clear Lake make it an ideal location for those seeking a tranquil lifestyle.

The housing market in Clearlake Park, California, presents opportunities for both buyers and sellers. The availability of FHA Down Payment Assistance Home Loans encourages more individuals to invest in the local real estate market, contributing to its growth and stability.

Some of the main attractions in Clearlake Park include its beautiful parks, water activities on Clear Lake, and nearby vineyards for wine enthusiasts. The town's scenic beauty, recreational opportunities, and cultural offerings make it a desirable place to live and visit.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now