Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Clovis, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Clovis, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Clovis, CA?

Our Down Payment Assistance program in Clovis, CA provides a financial boost to eligible homebuyers in Clovis, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Clovis, CA

Key Features of Our FHA Down Payment Assistance in Clovis, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Clovis, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Clovis, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Clovis, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Clovis, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Clovis, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Clovis, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Clovis, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Clovis, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Clovis, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Clovis, California

FHA Down Payment Assistance Home Loans in Clovis, California offer low down payment options, making homeownership more accessible. This program is especially beneficial for first-time homebuyers who may not have a large amount saved for a down payment.

Demographics: Clovis, California has a diverse population with a mix of young families, professionals, and retirees. The city boasts a strong sense of community and excellent schools, making it an ideal place to raise a family.

Housing Market: Clovis's housing market offers a range of options, from single-family homes to condos. The market has seen steady growth in recent years, with affordable prices compared to neighboring areas. FHA Down Payment Assistance Home Loans can help buyers take advantage of these opportunities.

Main Attractions: Clovis is known for its vibrant Old Town area, filled with local shops, restaurants, and entertainment options. The city also offers easy access to outdoor activities such as hiking in the Sierra National Forest and exploring nearby Yosemite National Park.

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