Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Coarsegold, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Coarsegold, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Coarsegold, CA?

Our Down Payment Assistance program in Coarsegold, CA provides a financial boost to eligible homebuyers in Coarsegold, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Coarsegold, CA

Key Features of Our FHA Down Payment Assistance in Coarsegold, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Coarsegold, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Coarsegold, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Coarsegold, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Coarsegold, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Coarsegold, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Coarsegold, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Coarsegold, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Coarsegold, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Coarsegold, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Coarsegold, California

With an FHA Down Payment Assistance Home Loan in Coarsegold, California, prospective homebuyers can benefit from reduced down payment requirements, lower credit score thresholds, and competitive interest rates, making homeownership more accessible.

Coarsegold, California, is a diverse community with a population that includes families, professionals, and retirees. The area offers a mix of suburban and rural living, with a strong sense of community and access to quality schools and healthcare facilities.

The housing market in Coarsegold presents a range of options, from affordable single-family homes to luxury estates, catering to various budget levels. The market is stable, with a steady demand for housing and a mix of new developments and established neighborhoods.

Main attractions in Coarsegold include the Chukchansi Gold Resort & Casino, which offers entertainment and dining options, as well as nearby outdoor activities such as hiking in the Sierra National Forest and exploring the scenic beauty of Yosemite National Park.

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