Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Coldspring, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Coldspring, TX provides a financial boost to eligible homebuyers in Coldspring, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Coldspring, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Coldspring, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Coldspring, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Coldspring, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Coldspring, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Coldspring, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Coldspring, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Coldspring, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Coldspring, Texas offer lower down payment requirements, making homeownership more accessible to individuals and families. This program can help first-time homebuyers or those with limited savings to achieve their dream of owning a home. Demographics in Coldspring, Texas: With a population of around 900 residents, Coldspring offers a tight-knit community feel. The median household income is $41,125, and the median home value is $179,792. The town is known for its tranquility and beautiful natural surroundings. Housing Market: The housing market in Coldspring, Texas, offers a mix of affordable single-family homes and spacious properties. The average home price is $200,000, with a variety of housing options to suit different needs and preferences. The FHA Down Payment Assistance Home Loan can help buyers navigate the market and secure their ideal home. Main Attractions: Coldspring boasts attractions such as the Sam Houston National Forest, a perfect spot for outdoor activities like hiking and camping. Lake Livingston State Park is also nearby, offering opportunities for fishing and boating. The town's historic courthouse square and charming shops add to its appeal.
Benefits of FHA Down Payment Assistance Home Loan in Coldspring, Texas
