Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Columbia, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Columbia, CA provides a financial boost to eligible homebuyers in Columbia, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Columbia, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Columbia, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Columbia, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Columbia, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Columbia, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Columbia, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Columbia, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Columbia, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer numerous benefits to potential homebuyers in Columbia, California. One key advantage is the lower down payment requirement, allowing individuals to purchase a home with as little as 3.5% down. This can make homeownership more accessible to those with limited savings. In terms of demographics, Columbia, California, is a vibrant community with a diverse population. The area attracts individuals of all ages and backgrounds, creating a rich tapestry of cultures and traditions. The region is known for its welcoming atmosphere and strong sense of community. As for the housing market, Columbia offers a range of housing options to suit different preferences and budgets. From cozy single-family homes to modern apartments, there is something for everyone in this dynamic market. Additionally, the area has seen steady appreciation in property values, making it a sound investment for potential buyers. Some main attractions in Columbia include the historic downtown area, renowned for its charming shops and restaurants. The town also boasts picturesque parks and outdoor recreational opportunities, perfect for nature lovers. With a rich cultural heritage and a thriving arts scene, Columbia offers a high quality of life for residents and visitors alike.
Benefits of FHA Down Payment Assistance Home Loan in Columbia, California
