Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Coolidge, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Coolidge, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Coolidge, TX?

Our Down Payment Assistance program in Coolidge, TX provides a financial boost to eligible homebuyers in Coolidge, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Coolidge, TX

Key Features of Our FHA Down Payment Assistance in Coolidge, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Coolidge, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Coolidge, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Coolidge, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Coolidge, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Coolidge, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Coolidge, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Coolidge, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Coolidge, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Coolidge, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Coolidge, Texas

FHA Down Payment Assistance Home Loans in Coolidge, Texas offer a variety of benefits such as low down payment requirements, competitive interest rates, and lenient credit score qualifications. These loans make homeownership more accessible to individuals who may not qualify for traditional loans.

Coolidge, Texas, a charming town with a diverse population, offers a mix of rural and suburban living. The community is known for its friendly residents, strong sense of community, and affordable cost of living, making it an attractive place to settle down and raise a family.

The housing market in Coolidge, Texas, is thriving with a range of housing options including single-family homes, townhouses, and apartments. The market is relatively stable with steady appreciation rates, making it a favorable environment for both buyers and sellers.

Some main attractions in Coolidge include the Coolidge Historical Museum, the picturesque City Park, and the local farmer's market. Residents can also enjoy outdoor activities such as hiking, fishing, and camping in the surrounding natural areas.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now