Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Crawford, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Crawford, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Crawford, TX?

Our Down Payment Assistance program in Crawford, TX provides a financial boost to eligible homebuyers in Crawford, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Crawford, TX

Key Features of Our FHA Down Payment Assistance in Crawford, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Crawford, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Crawford, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Crawford, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Crawford, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Crawford, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Crawford, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Crawford, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Crawford, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Crawford, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

The Benefits of FHA Down Payment Assistance Home Loan in Crawford, Texas

FHA Down Payment Assistance Home Loan in Crawford, Texas offers lower down payment requirements, making home ownership more accessible to first-time buyers and those with limited savings.

This program also provides competitive interest rates and flexible qualification guidelines, allowing more individuals and families to achieve their dream of owning a home in Crawford, Texas.

Furthermore, FHA loans often have lower closing costs compared to conventional loans, reducing the financial burden on homebuyers.

Demographics

Crawford, Texas, has a population of approximately 700 residents, with a mix of families, professionals, and retirees contributing to the community's diversity.

Housing Market

The housing market in Crawford, Texas, is characterized by a range of affordable housing options, from cozy single-family homes to spacious ranch-style properties, catering to various preferences and budgets.

Main Attractions

Crawford, Texas, is known for its scenic countryside views, outdoor recreational opportunities, and friendly local businesses, creating a charming small-town atmosphere that residents and visitors alike appreciate.

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