Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cressey, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cressey, CA provides a financial boost to eligible homebuyers in Cressey, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cressey, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cressey, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cressey, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cressey, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cressey, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cressey, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cressey, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cressey, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Cressey, California provides opportunities for individuals and families with limited savings to become homeowners by offering lower down payment requirements, making homeownership more accessible. Demographically, Cressey, California, is a diverse community with a mix of families, young professionals, and retirees. The area enjoys a mild climate and a close-knit community feel, making it an attractive place to call home. In terms of the housing market, Cressey offers a range of housing options, from single-family homes to apartments, catering to various needs and budgets. The market is stable, with steady appreciation rates, making it a sound investment for those looking to establish roots in the area. Some of the main attractions in Cressey, California, include the beautiful Merced River for outdoor activities, proximity to Yosemite National Park for nature enthusiasts, and the vibrant local dining scene offering a taste of the diverse culinary landscape of the area.
Benefits of FHA Down Payment Assistance Home Loan in Cressey, California
