Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Crestline, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Crestline, CA provides a financial boost to eligible homebuyers in Crestline, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Crestline, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Crestline, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Crestline, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Crestline, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Crestline, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Crestline, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Crestline, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Crestline, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Crestline, California offer numerous benefits to prospective homebuyers. These loans provide a lower down payment option, typically around 3.5% of the purchase price, making homeownership more accessible to a wider range of individuals. Additionally, FHA loans have more flexible credit score requirements, allowing individuals with less-than-perfect credit histories to qualify for financing. This can be particularly advantageous for first-time homebuyers or those who may have experienced financial difficulties in the past. Furthermore, FHA loans offer competitive interest rates and various loan options, such as fixed-rate mortgages, adjustable-rate mortgages, and renovation loans, providing borrowers with choices that suit their financial goals and circumstances. Demographics Crestline, California, is a diverse community with a population that includes families, retirees, and young professionals. The town has a strong sense of community and is known for its natural beauty, small-town charm, and welcoming atmosphere. Housing Market The housing market in Crestline offers a range of options, from cozy cabins nestled in the San Bernardino National Forest to modern single-family homes with stunning views of Lake Gregory. The market is competitive yet diverse, providing opportunities for buyers with varying preferences and budgets. Main Attractions Some of Crestline's main attractions include Lake Gregory Regional Park, a popular spot for swimming, fishing, and picnicking, and the scenic Lake Drive, lined with shops, restaurants, and cafes. Outdoor enthusiasts can also enjoy hiking trails, camping sites, and recreational activities in the surrounding mountains.
Benefits of FHA Down Payment Assistance Home Loan in Crestline, California
