Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Crosby, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Crosby, TX provides a financial boost to eligible homebuyers in Crosby, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Crosby, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Crosby, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Crosby, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Crosby, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Crosby, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Crosby, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Crosby, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Crosby, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Crosby, Texas offers numerous benefits to first-time homebuyers and those with limited funds for down payments. These loans provide lower down payment requirements, competitive interest rates, and easier qualification criteria, making home ownership more accessible. Demographics in Crosby, Texas show a diverse community with a mix of young families, professionals, and retirees. The median household income is around the national average, and the population is steadily growing, indicating a thriving local economy and job market. The housing market in Crosby, Texas is vibrant, with a variety of properties available to suit different budget ranges. The area offers a mix of single-family homes, townhouses, and apartments, making it an attractive location for individuals and families looking to settle down. Some main attractions in Crosby, Texas include the breathtaking Newport Golf Club, the serene San Jacinto River, and the vibrant Farmer's Market offering fresh produce and local goods. The town also boasts various parks, hiking trails, and dining options, catering to residents of all ages.
Benefits of FHA Down Payment Assistance Home Loan in Crosby, Texas