Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Crosbyton, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Crosbyton, TX provides a financial boost to eligible homebuyers in Crosbyton, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Crosbyton, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Crosbyton, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Crosbyton, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Crosbyton, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Crosbyton, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Crosbyton, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Crosbyton, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Crosbyton, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA loans are popular for first-time homebuyers due to their low down payment requirement. Down payment assistance programs in Crosbyton, Texas allow eligible buyers to secure a home with as little as 3.5% down payment. This assistance helps individuals and families achieve homeownership sooner. Demographics: Crosbyton, Texas, has a population of approximately 1,741 residents. The town offers a tight-knit community with a mix of young families and retirees. The median age is 39, and the median household income is $41,875. Housing Market: Crosbyton's housing market is diverse, with a range of options from historic homes to new constructions. The median home value is $64,900, making it an affordable option for homebuyers. The FHA loan ensures that even those with lower credit scores can access financing. Main Attractions: Crosby County Pioneer Memorial Museum is a must-visit for history enthusiasts. White River Lake offers recreational activities like fishing and boating. The town's annual rodeo and 4th of July celebrations bring the community together.
Benefits of an FHA Down Payment Assistance Home Loan
