Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cross Plains, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cross Plains, TX provides a financial boost to eligible homebuyers in Cross Plains, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cross Plains, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cross Plains, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cross Plains, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cross Plains, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cross Plains, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cross Plains, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cross Plains, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cross Plains, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Cross Plains, Texas offers numerous benefits such as low down payment requirements, competitive interest rates, and less stringent credit score qualifications, making homeownership more accessible to a wider range of individuals. The demographics of Cross Plains, Texas, show a close-knit community with a population that values a small-town atmosphere. The town boasts a diverse population, with residents enjoying the peace and tranquility of rural living. When it comes to the housing market, Cross Plains, Texas, offers a mix of affordable single-family homes and spacious properties perfect for families. The market is stable, with a steady increase in property values, making it an attractive location for homebuyers. Some main attractions in Cross Plains include beautiful parks, local eateries serving up delicious Southern cuisine, and historical sites that offer a glimpse into the town's rich past. Residents can also enjoy outdoor activities such as hiking, fishing, and camping in the scenic surroundings.
Benefits of FHA Down Payment Assistance Home Loan in Cross Plains, Texas
