Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Cupertino, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Cupertino, CA provides a financial boost to eligible homebuyers in Cupertino, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Cupertino, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Cupertino, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Cupertino, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Cupertino, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Cupertino, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Cupertino, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Cupertino, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Cupertino, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
The FHA Down Payment Assistance Home Loan in Cupertino, California, offers numerous benefits to homebuyers. It allows for a lower down payment requirement, making homeownership more accessible. Additionally, this loan program typically offers competitive interest rates, aiding in long-term savings for homebuyers. Cupertino, California, boasts a diverse demographic, with a mix of young professionals and families. Known for its proximity to major tech companies like Apple Inc., the city has a highly educated population with excellent schools and a vibrant community. The housing market in Cupertino is competitive, with a strong demand for housing due to its desirable location in Silicon Valley. The market offers a variety of housing options, from modern condos to spacious single-family homes, catering to different preferences and budgets. Some main attractions in Cupertino include the Apple Park Visitor Center, offering a glimpse into Apple's headquarters, and Rancho San Antonio County Park, a beautiful natural reserve perfect for outdoor activities. Santana Row, a premier shopping and dining destination, is also a popular spot for residents and visitors alike.
FHA Down Payment Assistance Home Loan in Cupertino, California