Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dalhart, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Dalhart, TX provides a financial boost to eligible homebuyers in Dalhart, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dalhart, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Dalhart, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Dalhart, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Dalhart, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Dalhart, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Dalhart, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Dalhart, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dalhart, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
An FHA down payment assistance home loan in Dalhart offers various benefits such as lower down payment requirements, competitive interest rates, and easier qualification criteria. This program helps first-time homebuyers and those with limited funds to achieve the dream of homeownership. Dalhart, Texas, has a diverse demographic profile with a mix of young families, retirees, and professionals. The city's population is around 8,000 residents with a median age of 33 years. The area thrives on agriculture and livestock industries, offering a close-knit community feel. The housing market in Dalhart is characterized by affordable home prices, making it an attractive destination for buyers seeking value for their investment. The market is stable with a range of housing options from single-family homes to ranch-style properties, catering to various preferences and budgets. Main attractions in Dalhart include the XIT Museum, showcasing the area's rich history, and the Rita Blanca Lake Park, providing recreational activities such as fishing and hiking. The city also hosts annual events like the XIT Rodeo & Reunion, drawing visitors from across the region.
Benefits of FHA Down Payment Assistance Home Loan in Dalhart, Texas
