Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dayton, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Dayton, TX provides a financial boost to eligible homebuyers in Dayton, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dayton, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Dayton, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Dayton, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Dayton, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Dayton, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Dayton, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Dayton, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dayton, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: 1. Lower Down Payment: FHA loans allow for a lower down payment compared to conventional loans, making homeownership more achievable for individuals with limited savings. 2. Flexible Credit Requirements: FHA loans are more lenient when it comes to credit scores, making it easier for people with less-than-perfect credit to qualify. 3. Down Payment Assistance Programs: Dayton, Texas offers various down payment assistance programs that can help buyers cover their upfront costs, making buying a home more affordable. Demographics: Dayton, Texas has a population of approximately X, with a median household income of Y. The majority of residents in Dayton are families, and the community has a diverse cultural makeup. Housing Market: The housing market in Dayton, Texas is experiencing steady growth, with a range of housing options available from single-family homes to apartments. The average home price in Dayton is Z, making it an attractive location for first-time homebuyers. Main Attractions: Dayton, Texas is known for its scenic parks, historic downtown area, and local dining scene. Residents can enjoy outdoor activities like hiking and fishing in the nearby nature reserves, making it a great place to live for nature enthusiasts.
FHA Down Payment Assistance Home Loan in Dayton, Texas
