Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in De Kalb, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in De Kalb, TX provides a financial boost to eligible homebuyers in De Kalb, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in De Kalb, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in De Kalb, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in De Kalb, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in De Kalb, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in De Kalb, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in De Kalb, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in De Kalb, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in De Kalb, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of an FHA Down Payment Assistance Home Loan in De Kalb, Texas is the lower down payment requirement, making homeownership more accessible to a wider range of individuals. This can be especially helpful for first-time homebuyers or those with limited funds for a down payment. Demographics in De Kalb, Texas show a diverse population with a mix of age groups. The town has a strong sense of community, making it an ideal place for families and individuals looking for a close-knit environment. The cost of living is relatively affordable, adding to the appeal of residing in De Kalb. Regarding the housing market in De Kalb, Texas, there is a range of housing options available, from single-family homes to apartments. The market is stable, with moderate appreciation rates, making it a favorable location for real estate investment or homeownership. With the assistance of FHA loans, more individuals can fulfill their dream of owning a home in De Kalb. Main attractions in De Kalb, Texas include the picturesque countryside, ideal for outdoor activities such as hiking, fishing, and camping. The town also boasts historical sites, local eateries, and community events that highlight its rich culture and heritage.
Benefits of FHA Down Payment Assistance Home Loan in De Kalb, Texas
