Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Dell City, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dell City, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Dell City, TX?

Our Down Payment Assistance program in Dell City, TX provides a financial boost to eligible homebuyers in Dell City, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Dell City, TX

Key Features of Our FHA Down Payment Assistance in Dell City, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dell City, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Dell City, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Dell City, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Dell City, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Dell City, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Dell City, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Dell City, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Dell City, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dell City, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Dell City, Texas

Benefits of FHA Down Payment Assistance Home Loan: FHA loans offer low down payment options, ideal for first-time homebuyers. The assistance can help cover upfront costs, making homeownership more accessible. It also provides competitive interest rates and flexible credit requirements.

Demographics: Dell City, Texas, has a population of around 400 residents. The community is diverse, with a mix of families, retirees, and young professionals. The town has a close-knit atmosphere and a strong sense of community.

Housing Market: Dell City's housing market is favorable for buyers, with a range of affordable housing options available. The average home price is below the state average, making it an attractive location for those looking to invest in property.

Main Attractions: Dell City is situated near Guadalupe Mountains National Park, offering residents access to stunning natural landscapes and outdoor recreational activities. The town also hosts annual events celebrating local culture and heritage, bringing the community together.

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