Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Desert Center, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Desert Center, CA provides a financial boost to eligible homebuyers in Desert Center, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Desert Center, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Desert Center, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Desert Center, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Desert Center, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Desert Center, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Desert Center, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Desert Center, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Desert Center, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Desert Center, California offer reduced down payment requirements, making homeownership more accessible to individuals with limited savings. These loans also typically have lower credit score requirements, expanding opportunities for homebuyers. Demographics in Desert Center include a diverse population with a mix of age groups. The town's community is known for its friendly and welcoming atmosphere, making it an ideal place for families, young professionals, and retirees alike to settle down. The housing market in Desert Center, California, offers a range of options from single-family homes to townhouses and condos. With competitive prices compared to neighboring areas, Desert Center presents an attractive opportunity for first-time homebuyers and investors looking for potential growth. Main attractions in Desert Center include its proximity to the Joshua Tree National Park, offering residents abundant opportunities for outdoor activities such as hiking and camping. The town also boasts a rich history, with landmarks like the Bradshaw Trail providing insight into the area's past.
Benefits of FHA Down Payment Assistance Home Loan in Desert Center, California
