Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dickinson, AL for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Dickinson, AL provides a financial boost to eligible homebuyers in Dickinson, AL, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dickinson, AL can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Dickinson, AL. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Dickinson, AL, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Dickinson, AL without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Dickinson, AL, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Dickinson, AL.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Dickinson, AL. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dickinson, AL and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Dickinson, Alabama offers low down payment options, making homeownership more accessible to individuals and families. This program helps buyers secure a home with a down payment as low as 3.5%, ideal for first-time buyers looking to enter the market without a substantial savings. Demographics in Dickinson, Alabama, show a diverse community with a mix of ages and backgrounds. The population enjoys a close-knit atmosphere with a focus on community engagement and support. Families, young professionals, and retirees find a welcoming environment in Dickinson. The housing market in Dickinson, Alabama, is vibrant and diverse, offering a range of options from quaint historical homes to modern developments. With the assistance of FHA loans, buyers have more flexibility and affordability when purchasing a home, contributing to the overall growth and stability of the real estate market. Main attractions in Dickinson, Alabama, include the scenic parks, local eateries, and historical landmarks. Residents and visitors alike can enjoy outdoor activities, cultural events, and a rich sense of history that permeates the town, making it an appealing place to live and visit.
Benefits of FHA Down Payment Assistance Home Loan in Dickinson, Alabama
