Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Dickinson, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Dickinson, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Dickinson, TX?

Our Down Payment Assistance program in Dickinson, TX provides a financial boost to eligible homebuyers in Dickinson, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Dickinson, TX

Key Features of Our FHA Down Payment Assistance in Dickinson, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Dickinson, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Dickinson, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Dickinson, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Dickinson, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Dickinson, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Dickinson, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Dickinson, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Dickinson, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Dickinson, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Dickinson, Texas

Benefits of FHA Down Payment Assistance Home Loan: FHA loans offer low down payment options, making homeownership more accessible. The assistance programs provide financial help for first-time homebuyers and those with limited savings. Additionally, FHA loans often have lower credit score requirements compared to conventional loans.

Demographics: Dickinson, Texas, has a diverse population with a mix of families, young professionals, and retirees. The city has a suburban feel with a variety of housing options suitable for different income levels.

Housing Market: The housing market in Dickinson is competitive with a range of single-family homes, townhouses, and apartments. The median home value is affordable, making it an attractive location for homebuyers looking for value and potential appreciation.

Main Attractions: Dickinson boasts proximity to Galveston Bay, offering outdoor recreational activities like boating, fishing, and hiking. The city is also home to parks, shopping centers, and restaurants, providing entertainment options for residents.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now